Insurance is meant to safeguard us, at least financially, should certain things happen. But there are numerous insurance options, and many financial experts will say you need to have them all. It can be difficult to determine what insurance you really need. 

There are, however, four types of insurance that most financial experts recommend we all have - life, health, auto and long-term disability.

MJ INSURE is one stop shop for all your insurance needs. Be it Life, Health or General Insurance, we not only provide you the best of all but also assist you in claim management. Get an instant quote through us from any of the Insurance company for all your needs.

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.

Insurance helps you:

  • Own a home, because mortgage lenders need to know your home is protected. It covers you for repairs and replacement of any damage that’s covered in your policy. It provides protection against theft, damage from perils like fire and water, and financial responsibility that could result from a visitor or guest being accidentally injured on your property.
  • Drive vehicles, because few people could afford the repairs, health care costs and legal expenses associated with collisions and injuries without coverage. Auto insurance is also a legal requirement.
  • Maintain your current standard of living if you become disabled or have a critical illness. It covers your day-to-day costs and larger expenses like your mortgage while you focus on your health and recovery.
  • Cover health care costs like prescription drugs, dental care, vision care and other health-related items.
  • Provide for your family in the event of a death. There are life insurance options for short and long-term needs that protect your family’s home, mortgage, lifestyle and the cost of post-secondary education for children.
  • Run a business by managing the risks of ownership. Get owner, business and employee coverage, and provide group benefits and retirement plans for employees.

Take the time to review your policies and contact one of our helpful Financial Advisors to answer your questions or get advice. A little knowledge can make a big difference when it comes to buying the right insurance to help protect what matters most for you and your family.

MJ WEALTH has tied up with reputed Life and Non Life Insurance companies to offer you insurance solutions for a life time.